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Mobility Vehicle & Leisure Finance

Our Approach

Novatec Mobility Finance aims to redirect the financial perception of consumers regarding vehicle finance and relevant financial products in the motor industry.

As often the second highest expense of any individual or company, this part of one’s asset and liability profile needs to be structured correctly and managed efficiently for both the individual and corporate entity.

This can only be done with the assistance and guidance of basic wealth management principles.  With more than 12 years’ experience in a niche vehicle finance market, the Novatec Mobility team will provide you with financial guidance and management throughout the purchase and ownership of your vehicle, leaving you to simply enjoy the journey in your vehicle.

Herewith a list of services offered by Novatec Mobility:

‣ Vehicle & Leisure Finance Specialists (Dealer and Private Sale / Purchases)

‣ Vehicle Finance Restructuring and Refinance (Non Capital Raising)

‣ Vehicle Ownership Exchange (Company to owner or Owner to Company)

‣ Residual (Balloon) refinancing

‣ Experienced and goal driven advice regarding the structure and management of vehicle finance accounts

‣ Administrative assistance (Vehicle Finance – Cross border letters and Amortization Schedules, Settlement letters and general contract information and advice)

‣ Vehicle Finance Planning viewed as comprehensive financial planning tool with the purpose of reducing risk and loss

‣ Tyre Warranties (No Band Width Limitations)

‣ Credit Life Insurance Management (Cost effective alignment with current life and loss of income risk management)

‣ Credit Shortfall / Top up Insurance – ensuring the management of financial risk in case of total loss and the efficient management of this insurance product (Automated cancellations when product is no longer required to manage shortfall risk)

‣ Comprehensive Insurance – call us to get a comparative insurance quotation on both vehicle and household insurance.

‣ Market monitoring of depreciation and market changes to assist with the management of ownership (Loan term advice and motor plan expiry notifications)

‣ Warranty reminders and relevant advice and product guidance (Service and Maintenance Plan and Warranty Solutions)

‣ Tracking System Product guidance (Specialized to your type of vehicle usage and risk)

‣ Short Term Insurance Products, solutions and guidance – timely value adjustment to reduce monthly insurance costs

Value Added Products Offered and Managed for you  

1. Credit Life Cover

2. Shortfall Cover

3. Extended Warranties

4. Tyre Warranty

5. Dent & Scratch Protection

6. Interior Protection

7. Service Plans & Maintenance Plans

Important to know: 

‣ All supporting documents can be submitted via email

‣ Finance applications can be completed by downloading and completing the online application documents, or via telephone.

‣ Original ID, driver’s license and proof of residence will be required for verification

‣ Purchase subject to dealer approval by credit provider

‣ Credit approval subject to approval by credit provider

Disclaimer: Please note that terms and conditions do apply when applying for finance. By submitting your personal details including your ID number to Novatec Wealth Solutions Pty Ltd you give this FSP and its nominated representative authorization to access your credit record with any registered credit bureau.

Basic documentation required for Vehicle and Leisure finance application for:

Private Individual Application

‣ Completed and signed finance application (Download private application here.)

‣ 3 months bank statements – Identified with account name and number

‣ 3 x months’ salary slips (If full time employed)

‣ ID document (Original document will be required for verification)

‣ Driver’s license (Original document will be required for verification)

‣ Proof of Residence (Not older than 3 months – original document will be required for verification)

‣ Offer to Purchase of vehicle from dealership

‣ Confirmation of comprehensive insurance before delivery

‣ For private sale conditions – please contact us directly as special conditions apply. Only vehicles over the value of R180 000

‣ For foreign citizen credit applications, please contact us directly as special conditions apply

Basic documentation required for Vehicle and Leisure finance application for:

Company (Juristic) Application

‣ Juristic Finance application (Download here.)

‣ Surety application completed and signed by every business director/member (Download here.)

‣ 3 months company bank statements – Identified with account name and number

‣ Most recent audited financial statements

‣ Offer to Purchase for vehicle from dealership

‣ ID for every director / member of business (Original document will be required for verification)

‣ Proof of business address (Not older than 3 months – original document will be required for verification)

‣ Driver’s license of main driver (Original document will be required for verification)

‣ Confirmation of comprehensive insurance before delivery

‣ For private sale conditions – please contact us directly as special conditions apply. Only vehicles over the value of R180 000

‣ For foreign citizen credit applications, please contact us directly as special conditions apply

Contact us when purchasing your next vehicle. No obligation advice, simple consultation and informed decision making: